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CAC Payback Calculator.
The two numbers
Verdict
LTV-to-CAC ratio
2.44×
Profitable but tight. Tightening payback is more leverage than scaling spend.
Months to payback
12.3
Long payback — strain on working capital.
Contribution LTV
$440
Monthly contribution
$15
Verdict
Working
How we read this
We aim for LTV:CAC of 3.5× or better on contribution margin and payback under 12 months for retainer businesses. Below 2× LTV:CAC, we tell clients to fix retention before increasing paid spend. Below 1×, we recommend pausing acquisition entirely until the funnel is repaired.
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